Menu Menu-Open Menu-Close

IT'S EASIER THAN EVER TO MAKE PAYMENTS YOUR WAY!

We understand having payment options that fit your needs and preferences is important. That’s why we offer several ways to make your loan payment.



If you have deposit accounts with New South:

  • Digital Banking - If you have a checking or savings account with us, you can use our digital banking to transfer your payments or set up automatic recurring transfers. Enroll in Digital Banking.

  • Automated Recurring Transfer - Set up your loan payments to be automatically transferred from your New South account to your loan each month, or the date(s) you choose. You can set up a recurring transfer on the payment screen in digital banking or email service4u@newsouthcu.com for assistance.

  • By Payroll Allocation from Your Direct Deposit/Payroll - Have your payment automatically directed from your direct deposit each time you get paid. Email service4u@newsouthcu.com to request assistance.

  • By Check Payment* - You can mail a check to us or drop one off at any of our branch locations. If after our normal business hours, you can drop your payment off in our night deposit box at any of our locations. Be sure to include your account number and loan number in the check's memo line. All mailed payments should be directed to:

    New South Credit Union
    Attn: Loan Payments
    3261 North Mall Road
    Knoxville TN 37924


If your deposit accounts are with another financial institution:

  • One-Time Online Payment - Submit a quick and easy one-time payment from your account at another financial institution. Simply click here to make an One-Time Payment through our online payment center using a debit card or ACH withdrawal from another financial institution.

    A $5.00 convenience fee** will be applied to each one-time payment. You can avoid the convenience fee by utilizing other payment options. To ensure payment accuracy please read instructions carefully. To avoid late fees, you should allow time for processing. Payments submitted before 4:00 PM EST will be posted the next business day. Payments submitted after 4:00 PM EST will be posted in 2 business days.


  • Automatic Payment (ACH)*** - Sign up to authorize us to originate your payments to be automatically deducted from your checking/saving account at another financial institution each month via an ACH Withdrawal. Just request and submit an Automatic Withdrawal Authorization Form, and your payments will be made automatically from the account of your choosing. Email service4u@newsouthcu.comto request the form.

  • By Check Payment* - You can mail a check to us or drop one off at any of our branch locations. If after our normal business hours, you can drop your payment off in our night deposit box at any of our locations. Be sure to include your account number and loan number in the check's memo line. All mailed payments should be directed to:

    New South Credit Union
    Attn: Loan Payments
    3261 North Mall Road
    Knoxville TN 37924


*Loan Payments sent by mail need to be received by the payment due date to avoid late fees. Postmarked dates are not considered as payment received. Payments and deposits made utilizing the night drop should be received prior to the payment due date or scheduled automated recurring transfer to avoid late fees. are not considered made until posted. Payments and deposits made utilizing the night deposit box will be posted effective on the next normal business day.
**Fee for loan payments made online through PortalPay is $5.00 per payment. Some restrictions may apply. Ask for details.
***Please ensure the information submiƩed is complete and accurate. Only forms completed and submiƩed will be eligible for a response. Some restrictions may apply. Message and data rates may apply from your wireless carrier. Ask for details.