| SAVINGS & CHECKING SERVICES |
|
| Account Types |
Nominal Rate |
APY* |
|
|
TOTALLY FREE Checking |
0.15% |
0.15% |
|
 |
|
|
Primary Savings |
0.30% |
0.30% |
|
|
|
|
|
$2,500 to $ 9,999 |
0.35% |
0.35% |
|
|
$10,000 to $ 24,999 |
0.45% |
0.45% |
|
|
$25,000 to $ 99,999 |
0.45% |
0.45% |
|
|
$100,000 or Greater |
0.50% |
0.50% |
|
|
|
Vacation Club - Balance transferred to S-1 on March
31st (maximum deposit limited to $3000 annually)
|
2.97% |
3.00% |
|
Christmas Club - Balance transferred to S-1 on Sept.
30th (maximum deposit limited to $3000 annually)
|
1.98% |
2.00% |
|
|
| |
| INVESTMENT & RETIREMENT SERVICES |
|
| Certificates |
Term |
Nominal Rate |
APY* |
|
|
6 Month |
06 Months |
0.40% |
0.40% |
|
|
1 Year |
12 Months |
0.50% |
0.50% |
|
|
12 Month Accumulation CD |
12 Months |
0.25% |
0.25% |
|
|
18 Months |
18 Months |
0.50% |
0.50% |
|
2 Year
You decide when to raise the rate |
24 Months |
0.50% |
0.50% |
|
|
2 Year |
24 Months |
0.75% |
0.75% |
|
3 Year
You decide when to raise the rate |
36 Months |
0.75% |
0.75% |
|
|
3 Year |
36 Months |
0.995% |
1.00% |
|
|
| IRA's |
Term |
Nominal Rate |
APY* |
|
|
|
Up to $10,000 |
|
0.15% |
0.15% |
|
|
$10,000 or greater |
|
0.40% |
0.40% |
|
|
|
12 Month IRA Certificate |
12 Months |
0.50% |
0.50% |
|
|
24 Month IRA Certificate |
24 Months |
0.75% |
0.75% |
|
|
36 Month IRA Certificate |
36 Months |
0.995% |
1.00% |
|
|
