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New South - The Better Way to Bank!  

New South Credit Union is a not-for-profit, federally insured credit union that proudly offers a full-range of personal banking services to anyone who lives or works in Knox, Grainger, and Union Counties.

Click on the headings below for important information from your credit union!

Click here for April 10th Annual Meeting/Member Appreciation Day Information!

 E-Statements Are Here!   Fast, Secure, & Convenient.  Sign up today!

'Money Matters'  Newletter:  View important information in New South's quarterly newsletter

 

Refinance to New South and $ave!

Looking to save some money? Why not refinance your vehicile over to New South and let us lower your payments, save you money in interest and/or reduce your loan term?  With rates as low as 4.49% on 2008 or newer models, and 4.99% on used models, you can $ave a lot of cash! Why pay more than you have to? Call our loan department  today to see how easy it is to refinance with New South or to get pre-approved to purchase your dream vehicle!

 *rates quoted "as low as" and based on credit rating, offer good WAC, other restrictions may apply 

 

Stretch Your Dollar....

Need to combine your credit cards bills into one easy payment with a lower interest rate?  New South has several loan options that are right for you. Signature loans are a great way to consolidate and pay off those cards in a timely manner at a lower rate. A  home equity can lower your rates and payments and help you stretch your money farther. Another way to consolidate those higher interest bills is to use your 2004 or newer paid off car title. Rates are at an all time low- use that to your advantage!  Give our friendly loan department a call today! 

*rates quoted "as low as" and based on credit rating, offer good WAC, other restrictions may apply 

    

Click on the link below for more information!  

Don't Get Burned — Local Scam Alerts & Ways to Prevent It 

New South: Strong as Ever:   A Message from the CEO

Important #'s: Reporting a Lost Card or Unauthorized Transaction or activating your cards

2010 Holiday Schedule

 


  Have You Tried It Yet?   
FREE Online Banking & Bill Pay

New South's CU@Home and Pay@Home are fast, convenient, and secure ways to access your account and to pay your bills online.

Simply login to your  account and choose the “Pay Bills" option.  Let us save you time and money to make your life a little easier.

Just pick the Pay@Home option that is right for you and enjoy the convenience and comfort of banking in your slippers! 
Click here to try our demo! 

Feature

Pay@HomeClassic

Pay@Home Plus

Cost

FREE*

$3 each month

Schedule single/recurring bills

x

x

Change and/or stop payments

X

X

View 18-month history

X

X

24x7 web access

X

X

"Pay Anybody" model

X

X

Bill Payment Reminder features

 

X

Pending Payment Calendar

 

X

Secondary e-mail address option  

X

Ability to make interbank transfers  

X

And much more...  

 

        *$5 inactivity fee after 3 consecutive months of non-usage

  

When is FREE not FREE?
Take a second and ask yourself these questions about your current checking account . . .

  • Are you having to keep a minimum balance, earning no or very little interest in the account to get it "Free"?
  • Can you receive better rates on Loans & CDs for using their checking?
  • Are you charged if you use the account too much?
  • Are you charged if you don't use the account enough?
  • Are you charged by your bank & by the ATM when you don't use their ATM?
  • Are you charged for Overdraft transfers?
  • Are you fee'd if you talk to a live person to get a balance or make a transfer?

If you could keep the minimum balance in savings instead of the checking - how much more could you be earning? Lost earnings is an expense. When you consider things like lost earnings and the "hoops you have to jump through" to avoid a fee, are you really getting FREE Checking?

Then CHECK US OUT! New South Checking offers all these and more:

  • NO Monthly Service Fees
  • NO Minimum Balance Required
  • EARN Reduced loan rates w/ Direct Deposit
  • EARN Premium CD rates w/ Direct Deposit
  • EARN Interest when your balance exceeds $1000
  • FREE ATM/CheckCard
  • FREE Access to over 200 ATMs Locally & Regionally
  • FREE Access to over 4000 ATMs Nationwide
  • FREE CU@Home On-Line Banking
  • FREE Pay@Home On-Line Bill Pay
  • FREE Unlimited check writing
  • FREE Overdraft Protection
  • FREE Direct Deposit
  • FREE Member Privilege
  • FREE Box of Checks with your new checking account
  • FREE Box of Checks for our senior members 55+ annually
  • FREE other services


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