New South - The Better Way to Bank!  New South Credit Union is a not-for-profit, federally insured credit union that proudly offers a full-range of personal banking services to anyone who lives or works in Knox, Grainger, and Union Counties.

Your deposits at New South are now permanently insured up to $250,000.  On July 21, 2010, President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the maximum deposit insurance amount for NCUA deposits to $250,000.  IRAs, which are insured separately, will also be insured up to the $250,000.  For more information regarding the permanent deposit insurance increase you can click here.

 E-Statements: Sign Up Today!   Fast, Secure, & Convenient.  

'Money Matters'  Newletter:  View important information in New South's quarterly newsletter

Skip A Pay is back! Print and complete to sign up to skip a New South Loan Payment!

Important Phone Numbers! Lost/Stolen Visa or Debit Cards

 

Don't Lose Your Protection! TO AVOID THE POSSIBILITY OF HAVING YOUR DEBIT CARD PURCHASE OR ATM WITHDRAWAL DECLINED, PLEASE READ THE IMPORTANT INFORMATION BELOW. Due to recent regulation changes, it is now necessary that you "Opt-In" for the payment of ATM withdrawals and debit card purchases where the amount would result in your account being overdrafted. If you wish to authorize the credit union to cover such transactions, you must Opt-In before August 15th. If you do not Opt-In by the deadline, the credit union will have to deny ATM withdrawals and debit card purchases if you do not have sufficient funds to cover them. You can Opt-In by calling or emailing the credit union. Simply tell us that you wish to be covered by this protection. If you call after hours or email your request, please be sure to include your name and last 4 digits of your account number on the message. Click Here to Opt in via EMAIL        OR       Click Here for a copy of the Opt-In form

Here's some COOL rates for the HOT Summer! New Auto's as low as  3.49%! Signature Loans as low as 7.99%! Home Equity Loans as low as 4.50%!  It's way too hot to be sweatin' over your loan rates and payments! New South wants to help you chill out and $ave money! Our loan rates are at an all time low! Now is the time to make your money work for YOU! Need to consolidate some bills or combine your credit cards bills into one easy payment with a lower interest rate? Need to do some Spring Home Remodeling? Need a Vacation? How about a cheaper car payment? We have the loan to make your dreams come true! Give our friendly loan department a call today to see how we can help you save money and enjoy the summer!  *rates quoted "as low as"  based on credit rating, offer good WAC, other restrictions may apply

 

Trade the Payment - Keep the Car! Refinance to New South & $ave! As interest rates drop, people's thoughts turn to refinancing their home - but did you know you can save a lot of cash by refinancing your auto, boat, RV or motorcycle over to New South? If you have a vehicle financed elsewhere and are paying more than 3.49*% interest, give our loan officers a call. They can help you calculate your savings. We also have low cost Gap Protection and Warranty Plans, plus you can choose to elect Credit Life and/or Disability Insurance on the loan to better protect you. Why pay more than you have to elsewhere? Move those loans over to New South and see what the credit union difference can do for you!  *rates quoted "as low as", based on credit rating, offer good WAC, other restrictions may apply

Have You Tried It Yet?    FREE Online Banking & Bill Pay New South's CU@Home and Pay@Home are fast, convenient, and secure ways to access your account and to pay your bills online. Simply login to your  account and choose the “Pay Bills" option.  Let us save you time and money to make your life a little easier. Just pick the Pay@Home option that is right for you and enjoy the convenience and comfort of banking in your slippers!  Click here to try our demo!  Feature Pay@HomeClassic Pay@Home Plus Cost FREE* $3 each month Schedule single/recurring bills x x Change and/or stop payments X X View 18-month history X X 24x7 web access X X "Pay Anybody" model X X Bill Payment Reminder features   X Pending Payment Calendar   X Secondary e-mail address option   X Ability to make interbank transfers   X And much more...             *$5 inactivity fee after 3 consecutive months of non-usage

  

When is FREE not FREE? Take a second and ask yourself these questions about your current checking account . . . Are you having to keep a minimum balance, earning no or very little interest in the account to get it "Free"? Can you receive better rates on Loans & CDs for using their checking? Are you charged if you use the account too much? Are you charged if you don't use the account enough? Are you charged by your bank & by the ATM when you don't use their ATM? Are you charged for Overdraft transfers? Are you fee'd if you talk to a live person to get a balance or make a transfer? If you could keep the minimum balance in savings instead of the checking - how much more could you be earning? Lost earnings is an expense. When you consider things like lost earnings and the "hoops you have to jump through" to avoid a fee, are you really getting FREE Checking? Then CHECK US OUT! New South Checking offers all these and more: NO Monthly Service Fees NO Minimum Balance Required EARN Reduced loan rates w/ Direct Deposit EARN Premium CD rates w/ Direct Deposit EARN Interest when your balance exceeds $1000 FREE ATM/CheckCard FREE Access to over 200 ATMs Locally & Regionally FREE Access to over 4000 ATMs Nationwide FREE CU@Home On-Line Banking FREE Pay@Home On-Line Bill Pay FREE Unlimited check writing FREE Overdraft Protection FREE Direct Deposit FREE Member Privilege FREE Box of Checks with your new checking account FREE Box of Checks for our senior members 55+ annually FREE other services