| MEMBERSHIP |
| Membership Fee |
FREE |
| Minimum Daily Balance Required |
$ 5.00 |
| Closed Account Fee (within 90 days) |
$ 5.00 |
| Monthly Service Charge (if below $ 5.00 minimum) |
$ 1.00 |
| Returned Statement and Incorrect Address Fee |
$ 2.00 per occurrence |
| CHECKING ACCOUNT |
| Minimum to Open |
$ 25.00 |
| Minimum Balance |
$ 0.00 |
| Minimum To Earn Dividends (average daily balance) |
$ 1,000.00 |
| Monthly Service Charge |
FREE |
| Online Banking Access |
FREE |
| Insufficient Fund Fee |
$ 27.00 per item |
| Returned Item Fee |
$ 27.00 per item |
| Clearing Fee |
$ 27.00 per item |
| Stop Payment Member Checks |
$ 10.00 per Request |
| Stop Payment CU Checks |
$ 10.00 per Request |
| Check Printing Fee |
Prices vary based on style |
| Check Copy Fee |
$ 2.00 per Check
FREE thru NSCU On-Line |
| MONEY MARKET ACCOUNT |
| Minimum to Open |
$ 100.00 |
| Minimum to Earn Dividends (average daily balance) |
$ 2500.00 |
| Monthly Service Charge |
FREE |
| Excessive Withdrawals (6 free per month) |
$ 5.00 |
| CERTIFICATES OF DEPOSIT |
| Minimum to Open |
$ 1000.00 |
| Early Withdrawal Fee |
Equal to 90 days of earned dividends |
| CHECK CARD/ATM FEES |
| Monthly Fee |
NONE |
| CU Network Fee |
NONE |
| Foreign ATM Withdrawal Fee (10 free per month) |
$ .50 each |
| Surcharge for Non-Member |
Up to $ 2.00 |
| OTHER SERVICES (applicable to all accounts) |
| Account Reconciliation or Research Fee |
$ 25.00 per Hour |
| Statement Copy Fee |
$ 5.00 per Item |
| Wire Transfer (Incoming) |
$ 20.00 per Transfer |
| Wire Transfer (Outgoing) |
$ 20.00 per Transfer |
| Cashier's/Certified Check Fee (Free with your Credit Union Checking Account) |
$ 2.00 per Check |
| Cashier's/Certified Check Fee (non-member) |
$ 5.00 per Check |
| Money Order Fee |
$ 2.00 per Money Order |
| Travelers Checks Fee |
Call for Current Rate |
| Overnite Delivery Fee |
$ 20.00 per item |
| Notary Service (Free with your Credit Union Checking Account) |
$ 5.00 per item |
| Early Club Account Withdrawal |
$ 25.00 |
| Verification of Deposit |
$ 20.00 |
| Dormant Account (with incorrect address) |
$ 5.00 per month |
| Loan Late Fee (15 days late) |
$25.00 per occurrence |
