LENDING SERVICES
New South Credit Union is here for all of your lending needs. With convenience, value, and quality, NSCU offers a wide range of lending services tailored for each member's needs. From auto and signature loans, to 1st mortgage and home equity loans, at NSCU expect to find the very best in competitive rates, terms, and quick response.

Personal Loans
New & Used Autos
Boats & Personal Watercraft
Motorcycles & ATV's
Motor Homes, Campers & Farm Equipment
Signature & Personal Loans
Line of Credit
VISA Credit Card
Debt Consolidation
Share/Savings Secured
"Better Deal" Refinancing
Preapproval Auto PAL checks

Real Estate & Mortgage Loans
1st Mortgage Real Estate
2nd Mortgage Real Estate
Home Equity
Home Improvement
Mortgage Refinancing
Mobile Homes
Unimproved Real Estate

SAVING & INVESTMENT SERVICES
New South Credit Union was formed to encourage and provide a source of smart money management. You'll notice that credit unions refer to savings as "shares" and interest as "dividends". That's because they represent shares of ownership in the credit union. NSCU offers their members a variety of accounts so they can wisely and conveniently manage and invest their money. All accounts are insured up to $100,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government.

FREE CHECKING. Our checking accounts are designed to save you hundreds of dollars a year in charges and fees. The NSCU Checking Account has NO monthly service charge and NO minimum balance requirement. Plus, you can earn a monthly dividend on balances over $500. Added values with the account include: your first box of checks free; a FREE ATM/CheckCard; access to "EasyStreet" and "MoneyPass", statewide NO SURCHARGE ATM Networks; and FREE 24 hours a day access to your account through Home Banking and Tele-Trans, our audio response system; and FREE overdraft protection. Our Senior members receive a free box of checks per calendar year.

MONEY MARKET ACCOUNT. Our federally insured Money Market account is the ideal savings tool for members who desire a higher interest rate than a savings account and want convenient access to their funds. With an average daily balance of $2,500 you'll earn a high rate of interest without having to commit to a term on your deposit. And, taking cash out can be as easy as writing a check or calling or stopping by our office.

PRIMARY SAVINGS (SHARE) ACCOUNT. The primary savings (share) account is our basic savings account. The minimum balance is $5.00 and dividends are paid monthly based on the average daily balance. A primary share account is your membership account and is required in order to have any other service of the credit union.